Up to £5,000* for each illness
and each accident, including essential hospitalisation
and referral. Alternative medicine and prescription
diets are also covered, with the approval of the insurer.
There is no limit to the number of incidents, which
can be treated each year. There is an excess of just
£50 for each claim. Cover for veterinary treatment
commences 10 days after the Policy starts.
Cover
for life
Pet iD Health Care Cover insurance
is on-going, up to the cover limit, for the entirety
of the treatment regardless of how long it takes (subject
to the cover remaining in force & premiums paid
up to date). Many other pet insurers limit this to
just the first 12 months of treatment.
Early
Death
If your pet dies as a result of an
accident, or from illness under the age of 8 years
for dogs or 10 years for cats, we shall reimburse
the purchase price up to £750*.
Advertising/Reward
If your pet is lost or stolen, we shall
pay for local advertising and offer a reward up to
£750*.
Theft
or Straying
If your pet is not recovered
in spite of the advertising and reward, we shall reimburse
the purchase price up to £750*.
Third
Party Liability
If your pet causes damage
or injury to a third party and you are legally liable,
you are protected from claims for up to £1,000,000
including legal costs. (Not applicable if you are
already covered by your household policy).
Accidental
Damage
If your pet causes damage to a third
party for which you are not legally liable but which
you feel a moral obligation to pay for, we shall pay
up to £500*. Excess £100 each claim.
Boarding
Kennel Fees
If you have to go into hospital
for more than four days and are obliged to put your
pet into a boarding kennel, we shall pay up to £1,000*.
Holiday
Cancellation Costs
If your pet requires
emergency surgery within 7 days prior to your departure
on holiday, we shall reimburse holiday cancellation
costs up to £2,000*.
Healthcare
away from Home
If you and your pet are
away from home and your pet needs urgent veterinary
care, Pet-iD Pet Healthcare Cover gives you access
to our help line so we can identify the nearest vet
for you.
Bereavement
Counselling
An understanding, confidential
and professional service enabling you to talk for
as long as you need about the death or illness of
your pet. Help and advice to address the symptoms
brought about by bereavement - available 24 hours
a day, 365 days a year.
Pet
Legal
Lawyers are available to provide
advice and explain legal issues in plain English and
in a friendly and helpful way, 24 hours a day, 365
days a year.
Pet
Minders
This enables you to locate a registered
Pet Minder (on a national basis) for either a few
minutes or indeed weeks, in order to look after your
pet whilst you are away.